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Terms and Conditions of Use of Best Quotes WebsiteTERMS AND CONDITIONS OF USE OF THE BEST QUOTES WEBSITE

PLEASE READ THESE TERMS AND CONDITIONS OF USE CAREFULLY. BY USING THIS WEB SITE, YOU AGREE TO THESE TERMS AND CONDITIONS.

These terms and conditions of use may be changed in the future without further notice. Further, these terms and conditions apply exclusively to your access to, and use of, this web site and do not alter in any way the terms or conditions of any other agreement you may have with Best Quotes Corporation for products, services or otherwise.

CONSENT TO TRANSFER, PROCESS AND
COLLECT PERSONAL DATA


Use of this web site may result in personal data about you being transferred to, processed or collected by Best Quotes Corporation or otherwise being transferred to countries lacking adequate privacy protection. Such transfers may include personal data you directly provide, such as your name, or personal data automatically collected or processed, such as your return email address, as part of the operation of this web site, during the course of your activities on or use of this web site. Where transfer, processing or collection of personal data results from your use of this web site, Best Quotes Corporation does NOT warrant or represent that you will have the ability to control or prevent the collection, processing, use or further transfer of such information. By using this web site, you expressly consent to any transfer, processing, collection or use of any personal data. You understand and agree that, with respect to personal data, you may not be able to access such information in the future; be able to correct inaccuracies, if any; erase or cause removal of such information; block collection or transfer of such information; or object to any use of such information. If you do not agree and consent to any transfer, processing, collection or use of such information, please discontinue your access to or use of this web site. Unless otherwise expressly provided on this web site, Best Quotes Corporation makes no representation regarding the transfer, processing, collection or use of any personal data. In no event shall Best Quotes Corporation be liable to you or others for any damages resulting from any transfer, processing, collection or use of personal data resulting from your use of this web site.

COPYRIGHT

All web site design, text, graphics, the selection and arrangement thereof, and all software are owned and operated by Best Quotes Corporations. Copyright © 1997-2004, Best Quotes Corporation. ALL RIGHTS RESERVED. Copyright in this document (website) is owned by Best Quotes Corporation. Permission is granted to electronically copy and to print in hard copy portions of this web site for the sole purpose of submitting an application to Best Quotes Corporation. Any other use of materials on this web site--including reproduction for purposes other than those noted above, modification, distribution, or republication-without the prior written permission of Best Quotes Corporation is strictly prohibited.

TRADEMARKS

Best Quotes.com, is a trademark of Best Quotes Corporation, and all page headers, custom graphics and button icons are service marks, trademarks, and/or trade dress of Best Quotes Corporations. All other trademarks or registered trademarks are the property of their respective owners.

DISCLAIMER

EXCEPT AS OTHERWISE PROVIDED BELOW, THE MATERIALS IN THIS SITE ARE PROVIDED BY BEST QUOTES CORPORATION ON AN "AS IS" BASIS AND WITHOUT WARRANTIES AND CONDITIONS OF ANY KIND EITHER EXPRESS OR IMPLIED. TO THE FULLEST EXTENT PERMISSIBLE PURSUANT TO APPLICABLE LAW, BEST QUOTES CORPORATION DISCLAIMS ALL OTHER REPRESENTATIONS, WARRANTIES AND CONDITIONS, INCLUDING FOR EXAMPLE WARRANTIES AND CONDITIONS OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE AND NON-INFRINGEMENT. IN ADDITION, BEST QUOTES CORPORATION DOES NOT REPRESENT OR WARRANT THAT THE FUNCTIONS CONTAINED IN THE MATERIALS ACCESSIBLE VIA THIS SITE WILL BE ACCURATE, COMPLETE, UNINTERRUPTED, ERROR-FREE, RELIABLE OR CURRENT, OR THAT THIS SITE OR THE SERVER THAT MAKES IT AVAILABLE ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS. BEST QUOTES CORPORATION DOES NOT WARRANT OR MAKE ANY REPRESENTATIONS REGARDING THE USE OR THE RESULTS OF THE USE OF THE MATERIALS IN THIS SITE IN TERMS OF THEIR CORRECTNESS, ACCURACY, RELIABILITY, OR OTHERWISE. YOU (AND NOT BEST QUOTES CORPORATION) ASSUME THE ENTIRE COST OF ALL NECESSARY SERVICING, REPAIR OR CORRECTNESS. APPLICABLE LAW MAY NOT ALLOW THE EXCLUSION OF IMPLIED WARRANTIES AND CONDITIONS, SO THE ABOVE EXCLUSION MAY NOT APPLY TO YOU.

INFORMATION ON THIS WEB SITE MAY CONTAIN TECHNICAL INACCURACIES OR TYPOGRAPHICAL ERRORS. CHANGES ARE PERIODICALLY ADDED TO THE MATERIALS HEREIN; THESE CHANGES WILL BE INCORPORATED IN NEW EDITIONS OF THIS SITE. BEST QUOTES CORPORATION MAY MAKE IMPROVEMENTS AND/OR CHANGES IN THE PRODUCT(S) AND/OR THE PROGRAM(S) DESCRIBED IN THIS SITE AT ANY TIME, INCLUDING WITH RESPECT TO PRODUCT RATES AND AVAILABILITY. IN THE EVENT OF A CONFLICT BETWEEN THE RATES MENTIONED IN THIS SITE AND BEST QUOTES CORPORATION's ACTUAL FILED RATES, BEST QUOTES CORPORATION's ACTUAL FILED RATES SHALL PREVAIL.

BEST QUOTES CORPORATION TAKES NO RESPONSIBILITY FOR THE CONTENT OF ANY LINKS PROVIDED THROUGH THIS SITE OR FOR THE SITES OF OTHERS THAT LINK TO THIS SITE.

REFERENCE TO ANY PRODUCTS, SERVICES, PROCESSES, OR OTHER INFORMATION, BY TRADE NAME, TRADEMARK, MANUFACTURER, SUPPLIER, OR OTHERWISE DOES NOT CONSTITUTE OR IMPLY ENDORSEMENT, SPONSORSHIP OR RECOMMENDATION THEREOF BY BEST QUOTES CORPORATION.

LIMITATION OF LIABILITY

Under no circumstances, including, but not limited to, negligence, shall Best Quotes Corporation be liable for any special or consequential damages that result from the use of, or the inability to use, the materials in this site, even if Best Quotes Corporation or a Best Quotes Corporation authorized representative has been advised of the possibility of such damages. Applicable law may not allow the limitation or exclusion of liability or incidental or consequential damages, so the above limitation or exclusion may not apply to you. In no event shall Best Quotes Corporation's total liability to you for all damages, losses, and causes of action (whether in contract, tort (including, but not limited to, negligence), or otherwise) exceed the amount paid by you, if any, for accessing this site.

CONFIDENTIAL INFORMATION


You agree that any materials, including but not limited to questions, comments, suggestions, ideas, plans, notes, drawings, original or creative materials or other information ("Materials"), provided by you in the form of email or submissions to Best Quotes Corporation, or postings on this web site, are non-confidential and shall become the sole property of Best Quotes Corporation. Best Quotes Corporation shall own exclusive rights and shall be entitled to the unrestricted use of these Materials for any purpose, commercial or otherwise, without acknowledgment or compensation to you. Best Quotes Corporation shall not be liable for any use or disclosure such Materials.

HYPERLINKS

You are granted a limited, non-exclusive right to create a hypertext link to this web site found at http://www.bestquotes.com provided such link does not portray Best Quotes Corporation or any of its products and services in a false, misleading, derogatory or otherwise defamatory manner. This limited right may be revoked at any time. You may not use, frame or utilize framing techniques to enclose any Best Quotes Corporation trademark, logo or other proprietary information, including the images found at this web site, the content of any text or the layout/design of any page or form contained on a page without Best Quotes Corporation's express written consent. Except as noted above, you are not conveyed any right or license by implication, estoppel, or otherwise in or under any patent, trademark, copyright, or proprietary right of Best Quotes Corporation or any third party.

Best Quotes Corporation makes no claim or representation regarding, and accepts no responsibility for, the quality, content, nature or reliability of web sites accessible by hyperlink from this web site, or web sites linking to this web site.

APPLICABLE LAW

This site is controlled and operated by Best Quotes Corporation from its offices within the State of New York, United States of America. These terms and conditions shall be governed by and construed in accordance with the laws of the State of New York, applicable to agreements made and entirely to be performed within such state, without resort to its conflict of law provisions. You agree that any action at law or in equity arising out of or relating to these terms and conditions shall be filed only in a court of competent jurisdiction located in Richmond County, New York and you hereby irrevocably and unconditionally consent and submit to the exclusive jurisdiction of such courts over any suit, action or proceeding arising out of these terms and conditions.

PRODUCT AVAILABILITY

The products described on this site are available only where Best Quotes Corporation or its affiliates hold the appropriate license(s) to sell such products.

TERMINATION

This agreement is effective until terminated by either party. You may terminate this agreement at any time by destroying all materials obtained from any and all Best Quotes Corporation site(s) and all related documentation and all copies and installations thereof, whether made under the terms of this agreement or otherwise. Notwithstanding any of these terms and conditions, Best Quotes Corporation reserves the right, without notice and in its sole discretion, to terminate your license to use this web site, and to block or prevent future access to and use of this web site. Upon termination, you must destroy all materials obtained from this site and any and all other Best Quotes Corporation site(s) and all copies thereof, whether made under the terms of this agreement or otherwise. Termination of this agreement shall have no effect on any application, indemnity agreement, General Indemnity Agreement, or any other agreement between you and Best Quotes Corporation.

OTHER

This is the entire agreement between the parties relating to the subject matter herein and shall not be modified except in writing, signed by both parties. If any provision of these terms and conditions shall be deemed unlawful, void, or for any reason unenforceable, then that provision shall be deemed several from these terms and conditions and shall not affect the validity and enforceability of any remaining provisions.

For further information on Intellectual Property matters contact Best Quotes Corporations Legal Department.

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